If you're looking for a credit card that won't break the bank, consider a Petal. Petal's mobile app offers 1% cashback on all purchases. And there's no annual charge so you can save some money. Petal cards are available to anyone, even those with poor credit histories. A credit check is not required.
Petal 2 offers you 1% cash back
Petal's "Cash back, No Fees Visa Credit Card" may sound dreamy, but it is not. Petal 2 Card requires a hard- and soft-pull during the approval process. Without a credit score, you won't be able to apply for this credit. You can apply for this card as long your legal U.S. residency is met. You can use it wherever Visa credit or debit cards are accepted.
Petal 2 is a fantastic card for anyone looking to improve their credit score and receive rewards. The card does not have an annual fee and offers rewards for regular payments. Petal 2 does NOT require a security deposits, which is a departure from other credit-building cards. People who have had bad credit or bankruptcy in 48 months are not eligible. The good thing about the Petal 2 cards is that they have no fees. This card can earn you cash rewards as well as statement credits, and there is no credit check.
Petal 1 requires no credit history
If you have no credit history or no existing credit, you may be interested in the Petal 1 card. This new credit card is intended for consumers with average credit or those who are just starting to rebuild their credit. Petal is free of charge and a great option for students seeking a credit card. The credit card is not flexible, but it comes with a low monthly fee and other features that may appeal to you.
This card offers a high APR with no cashback. However, it does not charge a late fee. You can also use the card abroad without paying any fees. You can get a credit limit of $5,000. You will not be charged foreign transaction fees or a monthly fee. Petal can be a great choice for people who don't have credit histories, but may not be the best. Petal 1 Visa Card may be right for your needs if you don't have a credit history or have bad credit. Use it responsibly.
Petal 2 is free of annual fees
Petal 2 Card earns you cashback rewards for every purchase. You can get 1.25% cashback on all your purchases if you make on-time payments. You can also get 10% back from select merchants. There is no annual fee so you don't have to worry about paying the minimum monthly payment. Petal 2 has a mobile application that allows you search for merchants offering better reward rates.
If you have poor credit or no credit history, Petal is the perfect card for you. To determine if you have a good credit score, this card uses a proprietary scoring method called Cash Score. Also, it considers your bank history which is often the reason for low credit scores. High credit utilization and debt can lower your score, so Petal makes sure you don't fall into either of these categories.
Petal offers customer service 24 hours a day
When it comes to payment, one thing that makes Petal stand out is their 24 hour customer service. The app allows you to contact customer support anytime you need it. You can also access the app to view the list and details of all participating merchants. Petal may have a different payment cut-off time depending on your location. You can also disable notifications to improve your experience. Customers may also call the helpline if in doubt about their ability to pay through their accounts.
Petal offers 24/7 customer support and its main product, a credit card. Their qualification process is based primarily on the users' digital records. It takes into account their monthly incomes and expenses. Petal has different products for different customers, and these metrics are critical in determining whether a person is eligible for a credit-card. The introductory products are also offered at lower rates of interest, which appeals to responsible people.