You need a solid credit portfolio to ensure your financial success, whether you are a recent college grad or just starting out. You'll have greater chances of getting approved to reward cards if you build up credit during college. Good credit graduates can choose from several cards that are tailored to their spending plans, budget, and credit history.
Capital One QuicksilverOne cash rewards credit card
For recent college graduates with good to average credit who are looking to improve their credit, the Capital One QuicksilverOne cash Rewards credit card is an excellent option. This card is designed to help new grads rebuild their credit by offering a low annual fee of $39 and a rewards program that allows consumers to earn 1.5 percent back on every dollar they spend. Cash back can be used for monthly payments or redemptions for statement credits.
Capital One offers credit cards with premium rewards for recent college graduates. SavorOne Student and QuicksilverOne Cash Rewards are two popular options. These credit cards offer similar rewards to premium cards but are geared towards college graduates. Both cards offer decent rewards and a $200 bonus after making a $500 purchase.
Capital One SavorOne Student Credit Card Cash Rewards Credit Card
The Capital One SavorOne Student cash rewards credit cards offer many benefits that are perfect for students. The Capital One SavorOne Student card does not charge foreign transaction fees, so it's a good choice for students who travel a lot. You can also earn rewards on dining and entertainment expenses. The card does have some limitations. It earns cash back at a lower rate than other categories.
Capital One SavorOne Student cash rewards credit card gives you cash back on purchases at cafes, grocery stores, and restaurants. Cash back can be earned at many places, but it is not applicable to Walmart and other big-box stores. You can get up to 3% cashback on your everyday purchases with the Capital One SavorOne Credit Cards.
Capital One Platinum Secured credit card
Capital One Platinum secured credit card may be a good option for you if your college degree is recent. Although this card does not have many frills it doesn't charge an annual fee or a foreign transaction fee. MoneyGeek offers a detailed review. It will give you a brief overview of the features, and also compare it to other credit-card options.
The Capital One SavorOne Student Cash Rewards Credit Card is another great option for recent college graduates. The card offers rewards for everyday purchases, and can help build credit history and good habits. It can also lead to an increase in your credit limit within six months. You will earn 1% cashback for all purchases made with this card. If you can make your payments on time, you can increase your cash back to 1.25%.
Petal 2 "Cash Back, No Fees" Visa Credit Card
The Petal 2 Visa Credit Card is a cash back, no-fees Visa Credit Card that's designed for recent college graduates. It helps them build credit and manage their finances. It will take into account your income and your spending habits. You may even be able to factor in your credit score. You can apply by linking your bank account to Petal. While the site will have read-only permission to your account, it will not save your login credentials.
WebBank's Petal 2 "Cash back, No-Fees Visa Credit Card" is a great option for college graduates who have not had a credit history. The rewards structure is confusing and offers rewards for good credit behaviour. It may be the best option for recent grads who want a credit card but don't want to pay annual or monthly fees.