Three options are available to you if you are looking for a card that gives cash back. These cards allow you to earn 1.67% on grocery store purchases, 2.2% on gas, and 4.4% on daily expenses. These cards require high credit scores to be eligible.
Earn 1.67% cash back
With the Fifth Third Simply BusinessTM Card, you can earn 1.67% cash back on all purchases and balance transfers for the first 12 billing cycles. Fifth Third customers are best to apply for this card. You can earn as much or as little as you like. There are no earning caps or rotating categories. You'll also be able to take advantage of interest-free financing for purchases and balance transfers, which can save you time and money.
Fifth Third Bank has a new card, the Cash/Back creditcard. The card provides 1.67% cashback and is contactless. It offers Mastercard travel services, as well as no foreign transaction fee. You can also manage your card using the Fifth Third Mobile Bank app. Another benefit of the card is its annual fee of only $9, with no rotating categories.
Get 2% Cash Back on Groceries
Chase Freedom Unlimited Credit Card: This card is great for consumers who want a way to earn back money at the grocery. The card earns you 2% back in restaurants and grocery stores. You also get 1% cash back for other purchases. There are no annual fees or minimum redemption requirements for the card.
This credit cards earns 1% cash back on gas and other purchases. Blue Cash Preferred is a double-cashback credit card that offers cash back on grocery purchase. However, this bonus can only be claimed if you spend more than $3167 annually. You can increase your earnings by using a cash back credit card. But, choosing the right card is dependent on your spending habits as well as your category spending limits. If you shop primarily at grocery stores, you might consider a flat-rate credit card like the Citi Double Cash Card.
You should look at the merchant category when choosing a credit card. This will ensure that you get 2% cashback on your grocery store purchases. You have the option of cashback credit cards or those that award miles or points. An annual fee may be an option for those who have difficulty choosing between points or cashback cards.
Gas: Earn 4% Cashback
Many credit cards reward programs offer generous cash back rates on gas purchases. Gas purchases are not always included in the highest category of rewards. Some cards offer only 2% gas rebates, while others offer lower rewards. A general-purpose rewards credit card can give you 4% cashback for gas. These cards do not have any restrictions regarding brand or geographic location and are generally unaffiliated to any gas retailer. The right gas credit account for you depends on your individual spending habits and financial situation.
Hilton Honors Card offers the best cash-back credit card to fuel purchases. The annual fee for this credit card is $95, and you earn three points per dollar spent at supermarkets and gas stations. You can redeem your cash back for a statement credit, a deposit in your bank account, or a check. Some cards also let you redeem your cash back for merchandise or gift cards.