Getting credit cards for international students is possible, even if you're not a citizen of the country you're studying in. There are several options: Bank of America, Citibank, Bank of America and Discover it(r). These cards offer a variety of benefits that are very popular among students.
Citibank
International students have several options for credit cards. The Deserve EDU Mastercard doesn't have to be secured or pay an annual fee. In addition, it offers 1% cashback for all purchases. This card is only for international students, who do not possess an ITIN or authorization to work here. It is issued via WebBank and does no require a Social Security card. It doesn't have an annual charge and it does not require credit scores.
Citibank offers a variety of student credit cards. Some are easier to get than others. Some of these cards are only available to students who attend specific institutions. Some cards require high credit scores.
Bank of America
Bank of America has a range of credit cards available for international students. These cards are a good alternative to standard student cards because they don't have an annual fee and give 1% cashback on purchases. If you don't have a social safety number or SSN, an ITIN or SSN will be required. Capital One's Platinum card has no annual fees, but offers limited rewards.
Chase Sapphire Reserve is a good option if you plan to go on a vacation. This credit cards has no foreign transaction fees or annual fees. After you make five monthly on-time payments, the credit card will allow you to increase your credit limit. However, be careful of its high annual percentage rate, which is usually around 20%.
Discover it(r)
Students can get 5% cashback on select categories with the Discover it(r Credit Card). You also get 1% cash back for all purchases On purchases at restaurants and gas stations, the cashback is available. The Discover it student card also features a rewards program for students that will help them keep track of their expenses and save money.
The rewards rate is high and there is no annual fee. You don't need to have a minimum credit score. This card is a great option for students on a tight budget, whether you are traveling abroad or staying in the United States. Discover is also willing to match the cash you earn in the first year of your card's use.
Chase Freedom Student
You might want to look into a Chase Freedom Student Credit Card for International Students if you are studying abroad. This card provides 1% cash back on all purchases. It doesn't require that you spend a certain amount in specific categories. Activating the card automatically entitles you to a nine month program offering 50% off eligible purchases. There is no annual fee. However, there are some terms and conditions.
Chase Freedom Student credit card offers a great alternative for students who don’t have much disposable income or don’t plan to spend much on luxury items. There is no annual fee or minimum spend requirement. You will receive a $50 bonus if you make your first purchase within the next three months. You will also receive a $20 bonus when you reach your fifth year anniversary.
Capital One
A Capital One credit card is a great option for international students. The card offers cash back and is specifically designed for international students. It also comes with no foreign transaction fees and no annual fees. The card gives you 1.25% cash back on purchases. You could also be eligible for a credit increase after five consecutive monthly payments. This credit card is not recommended for those who don't have stable income.
You may not have any credit history as an international student. Capital One Journey Student Credit Card does not have an annual fee. It doesn't require an SSN, and it offers 1% cashback on all purchases. International students also have the Capital One Platinum Credit Card. This card has no annual fee, and does not require an SSN.