A solid credit card portfolio will make a significant contribution to your financial future. If you have a good credit history, your chances of being approved for rewards cards are higher than ever. Students with good credit may choose from a range of cards depending on their financial situation, credit history and spending plans.
Capital One QuicksilverOne Rewards Credit Card
For recent college graduates with good to average credit who are looking to improve their credit, the Capital One QuicksilverOne cash Rewards credit card is an excellent option. This card helps new grads build credit. The annual fee is only $39, and the rewards program allows them to earn 1.5 percent for every dollar they spend. Cash back can be used for monthly payments or redemptions for statement credits.
Capital One offers several credit cards that offer premium rewards to recent college graduates. Popular options include QuicksilverOne Rewards and SavorOne Student. These credit cards have similar benefits to the premium rewards cards but are designed for recent college graduates. The cards come with decent rewards and offer a $200 bonus for purchases of $500.
Capital One SavorOne Credit Card - Student Cash Rewards Credit Cards
Students can enjoy a variety of benefits with Capital One SavorOne Cash Rewards Credit Cards. Capital One SavorOne Student cards don't have foreign transaction fees. This card is a great choice for students who travel frequently. You can also earn points on dining out and entertainment. The card does have some limitations. It earns cash back at a lower rate than other categories.
The Capital One SavorOne Student Cash Rewards Credit card offers cash back for purchases made at grocery stores, restaurants, and cafes. Cashback can be earned at most places but does not apply for Walmart or other large-box retailers. Capital One SavorOne Student cash rewards credit cards allow you to get up 3% cashback every day on purchases.
Capital One Platinum Secured Card Credit Card
The Capital One Platinum Secured credit card is a great option for recent college graduates who want to improve their credit score. While this card has few frills, it does not charge any annual fees or foreign transaction fees. If you want to know more about this card, read MoneyGeek's review. It will give you an overview of the features and compare it to other credit cards.
A great choice for recent college graduates is the Capital One SavorOne Student cash Rewards Credit Card. This card comes with rewards for everyday purchases and can help you build up your credit history and build good habits. It could also increase your credit limit in as little as six months. You will earn 1% cashback for all purchases made with this card. The cash back you earn can be increased to 1.25 if your payments are made on time.
Petal 2 "Cash Back, No Fees" Visa Credit Card
The Petal 2 Visa Credit Card with Cash Back, No-Fees for Recent College Grads is designed to help students manage their money and build credit. The algorithm takes into account your income, savings, and spending. It may also factor in credit score. You can apply by linking your bank account to Petal. The site will have read-only access to your account, but it will not store your login credentials.
WebBank offers the Petal 2 Cash Back, No-Fees Visa Credit Card to recent college graduates. This card is great for those with little credit history. It rewards credit-worthy behavior but may prove confusing to newbies. This is a good option for recent graduates who don't want or need to pay monthly or annual fees but still want a credit-card.