
A secured credit is the best way to build your credit. This card requires that you make a deposit and then pay the minimum monthly installment. The best situation is to pay the full balance each month. After closing the account, any deposits made are refundable. You can keep your card open for several years before having to start paying back the balance.
Capital One Platinum Secured Card Credit Card
The Capital One Platinum Secured Credit Card is a great way to start a credit history if you've previously had trouble making payments. You can start with a low deposit of $49 or $99, or even up to $200. If you're not sure whether you can afford the full amount, Capital One will allow you to make payments over time and mail your card when you've paid the deposit. You can expect a $1,000 credit limit, so it's worth checking out.

Capital One Platinum Secured has a credit limit of $200 for its initial credit. You can easily increase your credit limit by making additional deposits up to $800. You can also apply to for a higher credit card line after six months by increasing your initial deposit. In fact, after six months you can increase your credit limit up to $1,000. This is a great opportunity to build your credit and improve your score. Be sure to make your payments on-time.
You can find it secured
Anyone who wants to improve their credit score will find the Discover it Secured credit cards a great option. This card offers rewards and no annual fee. Students will find it especially helpful as there is no annual charge and you can transfer your balance into an unsecured Discover Card after seven months. Once you are responsible with your card, it is possible to upgrade to a more secure card that doesn't require a security deposit.
Other features of the Discover it Secured credit card include $0 annual fees, no foreign transaction fees, and no late payment fees. You can avoid late fees by paying all of your bills on time. You won't be charged any international purchases. Balance transfer fees do not exceed three percent of the balance transfer amount for the first six month, and rise to five per cent after that time. These fees are a reasonable option for building credit.
Citi Secured Mastercard
While there are many great secured credit cards, the Citi Secured MasterCard stands out as a top choice. With a low security deposit of $200 to $2,500, this credit card allows you to build your credit history and learn responsible financial practices. The card comes with no annual fees and you can use it up to a year. If you feel ready, you can upgrade to a larger limit.

Citi Secured Mastercard offers a zero-dollar annual fee. This is unusual among secured credit cards which often have high annual fees but offer few benefits or perks. Additionally, many unsecured credit-building cards charge high annual fees that can easily exceed $1000 and then increase in price every year. While this card may have a low annual fee, it will still increase your bill by a considerable amount after you have started using it.