It is important to understand which credit cards provide the highest gas rewards, especially if you have a high gas bill. There are many rewards credit cards, but it is important to understand the details. For example, certain cards have a cap on how much you can earn from gas stations. For any questions, be sure to review the card terms. Also, you can look for cards with a 0% introductory APR for at least one year. This allows you to earn rewards and not have to pay much interest.
Blue Cash Everyday
Blue Cash Everyday Card: This card is great for people who make frequent trips to the gas station, and want to save some money. It gives you a 3% rebate on gasoline purchases, and 1% on everything else. It also provides fraud protection and purchase protection. Blue Cash Preferred, an upgraded version of this card, is also available. Blue Cash Preferred comes with an annual fee. However, the Preferred version offers greater benefits and rewards. You can get double rewards from US supermarkets and 6% cashback on select US streaming service subscriptions.
Blue Cash Everyday's low annual fees are another advantage. You also get 3% cashback at gas stations, supermarkets and online retail shops. While this is more than the 2% that you get from Blue Cash Preferred, the Everyday credit still holds its ground in cash-back.
Get cash back when you discover it(r).
Discover it(r), Cashback credit card gives you 2% cashback on every purchase. You don't need to spend in certain categories, or earn bonus categories, like other cash-back credit cards. The card has no annual fees, so you can begin collecting rewards right away. The downside is that you have to put in a little work to earn cash back, so it's not the best choice if you don't want to spend a lot of time or are looking for a card that rewards you automatically.
However, the Discover it(r) Cash Back offers great cash back rewards for gas purchases. It matches cash back for the first 12 months, which is about 10% of your spending. The card must be activated each quarter. Don't delay to begin earning cash back.
U.S. Bank Altitude(r) Connect Visa Signature(r)
U.S. Bank (r) Connect Visa Signature (r) can provide a credit card that is full of useful features. TSA PreCheck, Global Entry credit and cell phone protection are all available with the Altitude Card. You also get many bonus options, including transferable points. You might need to look elsewhere if your goal is luxury perks.
The Altitude(r), Connect Visa Signature(r) Card earns 5 points for every dollar spent and offers multiple spending credits. The card waives the first year annual fee and offers a $500 bonus. If you travel extensively, this is a significant benefit.
Citi Premier(r) Card
Citi Premier(r), Card: This card is great if you enjoy triple points on grocery and gas. The card can earn three points for every dollar spent at supermarkets, gas stations, and restaurants. It can also earn you points when you pay for airfare and hotels. This card is one among the best midrange rewards cards that you can purchase. It can be difficult to use initially.
Although the card does not come with any perks or a large introductory bonus, it offers great value for cardholders who are just starting out. In fact, the card can provide enough value to offset the annual fee up six times. This value is calculated using Bureau of Labor Statistics spending statistics and assumes a $15,000.00 per month annual spend for three years.
ExxonMobil Smart Card
The ExxonMobil Smart Card is a credit card that offers rewards for buying gas. You can use it to purchase gas, car washes, snacks, and gas at Exxon or Mobil stations. ExxonMobil rewards+ can also be accessed through the card. But, the Rewards+ program cannot be combined with the ExxonMobil Smart Card.
ExxonMobil Smart Card are available at thousands American gas stations. To get the card, you need to have excellent credit. Credit scores in the 700s are considered "good." Once approved, you will be able to choose a credit limit based on your income and credit score. You can get a credit limit as low as $200 You can request a greater limit if you feel it is necessary.