Citi Secured Mastercards can be applied for by recent immigrants with an SSN, ITIN and SSN. With this card you can improve your credit score and deposit a small amount. For example, you could put $49 down for a $200 credit and then pay it off each month. If you don't have a lot of money to spend, a secured credit card like Citi can help you get started.
Capital One Platinum Secured Credit Card
A Capital One Platinum Secured credit card is an excellent option for immigrant who wants to improve their credit score. This card is low-cost and offers a low way to build credit. This card is also suitable for immigrants who have limited credit histories.
Capital One Platinum Secured Credit Card for Immigrants comes with a $200 Security Deposit. This card can help you improve credit and build solid payment histories. The credit card also reports to all three credit bureaus, which is a great feature for those with poor credit.
Citi Secured Mastercard
You may be an immigrant looking for a credit card. There are many options available to you. Secured cards are the first choice. It requires a deposit, which is usually less than the credit limit of the card. You will then be able to enjoy the benefits of a credit card like cash back for eligible purchases, extended warranties, travel assistance, and so on. This card will also report your activity to all three major credit reporting agencies so your credit reports can be checked.
You might consider a secured credit with a rewards program if you are an immigrant. This card is perfect for immigrants trying to build their credit. It also offers rewards such as cash back on gas and dining. It's also good for those who don't have enough credit to apply for an unsecured card.
Discover it(r) Secured Credit Card
The Discover it Secured Credit Card is a great option for people with poor credit histories. It has an annual fee, and earns a decent rate of cash back. This is unlike other unsecured card. If you are responsible with your card, you can upgrade to a standard, unsecured credit card within 7 months.
Perhaps you are an immigrant wondering how to use credit cards. First, you should understand that you need to avoid making large purchases on your new card. Keep your credit limit at 30%. It is also important that you carefully review your contract in order to fully understand the terms and conditions of your account. High APR credit cards should be avoided. A lower annual fee is also a good option.
The Deserve EDU MasterCard for Students
The Deserve EDU Mastercard for Students is a credit card designed for immigrants and international students in the United States. To apply, you must be an immigrant/international student enrolled in an U.S. accredited institution of higher study. Foreign transaction fees are not applicable to the card.
The Deserve EDU Mastercard for Students offers a variety of benefits for students and immigrants, including cash back on your school expenses. Earn 1 percent cashback on textbooks, school supplies, gear, and other educational expenses. You can also earn unlimited 1 percent cashback on all purchases, except gambling-related purchases or account fees.