It is quick and easy to apply for a First Access Visa Credit Card. After you've applied, you'll be required to enter a 9-character Reservation Code. Supplies are limited, so you might receive a card with a different design. In these cases, the Premium Design is free.
Solid Black Visa(r) card
Apply for the First Access Solid Black Visa(r). This card is great for those with poor credit scores. You can apply in just 60 seconds and get approved. This card is an excellent option for those with no credit history or little credit.
This credit card has a higher interest rate that other credit cards but the annual fee is still lower than that of a comparable card. The first year's fee is waived, and the annual fee is discounted to three percent. After the first year, the only fee you'll have to pay is a one-time fee for joining the program.
Petal 1 cards
Petal 1 Visa Credit Card with No Annual Fee offers a 2% - 10% cash back rewards program. You can redeem your rewards for a statement credit (ACH transfer), a check, or a cash back reward. You can also download the Petal 1 app and see deals near you. This app will display the most relevant offers and let you redeem them for free products or gift cards.
To begin, you will need to have a valid email account, U.S. mobile number, and social security number. In addition, you'll need a government-issued photo ID. An account in a bank is required. Petal card first access may not be possible for people who do not have a bank accounts.
Once you've registered, it's easy to access your account online. Online access allows you to pay your credit card bill, view account activity, and much more. You can also modify your password and set-up automatic payments.
Capital One Platinum Secured card
For those looking for a secured credit card that charges low annual fees, the Capital One Platinum Secured Card Credit Card is a great choice. This credit card comes with a $200 credit limit and requires a small deposit. This credit card will help you to build credit history and improve credit score. This credit card has a low credit limit, so you can spend what you want, as long as your monthly minimum balance is met.
Capital One Platinum Secured creditcard comes with a $200 credit credit line that can be increased up to $1,000. The initial access credit limit is determined by the security deposit you have made. It can be increased as required by making additional deposits. The process must be completed within the 80-day period after you receive the card.