A solid credit card portfolio is essential for your financial future, no matter if you are a recent graduate or just starting out. Your chances of getting approved for rewards cards will be higher if your credit history has been built during college. A variety of cards are available to graduates with good credit based on their credit history, spending plans and budget.
Capital One QuicksilverOne cash rewards credit card
The Capital One QuicksilverOne Cash Rewards credit card is a great option for recent college graduates who have fair to average credit and are looking to build credit. The card offers a low $39 annual fee and rewards program that earns consumers 1.5 percent on every dollar spent. It is intended to help new graduates rebuild their credit. Cash back can be used for monthly payments or redemptions for statement credits.
Capital One offers several credit cards that offer premium rewards to recent college graduates. There are two options: QuicksilverOne Cash Reward and SavorOne Student. These credit cards are similar in concept to premium rewards cards, but they are targeted at recent college graduates. After making a purchase of $500, both cards provide decent rewards and a $200 bonus.
Capital One SavorOne Credit Card - Student Cash Rewards Credit Cards
The Capital One SavorOne student cash rewards credit cards provide a range of benefits that are great for students. Capital One SavorOne student cards do not have foreign transaction charges, making them a great option for those who travel a lot. You can also get rewards on dining or entertainment. The card does have some limitations. It earns cash back at a lower rate than other categories.
Capital One SavorOne Student cash rewards credit card gives you cash back on purchases at cafes, grocery stores, and restaurants. Cash back can be earned at many places, but it is not applicable to Walmart and other big-box stores. Capital One SavorOne Student cash rewards credit cards allow you to get up 3% cashback every day on purchases.
Capital One Platinum Secured Credit Card
Capital One Platinum secured credit card may be a good option for you if your college degree is recent. Although this card does not have many frills it doesn't charge an annual fee or a foreign transaction fee. MoneyGeek's review will provide more information about the card. It will give an overview of the features as well as compare it to other credit card options.
Recent college graduates will also love the Capital One SavorOne Cash Rewards Credit Cards. You will earn rewards on everyday purchases with this card. It can also help you to build your credit history, build good habits, and increase your credit score. This card can increase your credit limit by up to 6 months. This card allows you to earn 1% cashback on all purchases. Your cash back can be increased up to 1.25% by paying your bills on time.
Petal 2 "Cash Back, No Fees" Visa Credit Card
The Petal 2 Visa Credit Card is a cash back, no-fees Visa Credit Card that's designed for recent college graduates. It helps them build credit and manage their finances. Its algorithm considers your income, savings and spending and may even factor in your credit score. To apply, simply link your bank account to Petal's website. The site will have read-only access to your account, but it will not store your login credentials.
WebBank's Petal 2 Visa Credit Card with Cash Back and No-Fees is a great choice for recent college grads without credit history. It rewards credit-worthy behavior but may prove confusing to newbies. It's a great option for recent grads that don't want to have to pay annual or monthly charges but still need a creditcard.